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The Best Cashback Sites in the UK

Cashback websites offer a great way for shoppers to get their hands on free money. On top of free money, cashback sites reward you with bonuses and rebates. To earn money while you spend money, you need to understand what a cashback site is, how they work and more.

In this post, we explore the best cashback websites in the UK.

What are Cashback Websites?

A cashback website is a reward site that pays members a cash reward when they buy products or services from online retail stores. Cashback websites receive commissions from retailers they work with. This is in exchange for directing customers to their online stores.

They then offer a fraction of the commission to the customer when the customer completes his purchases. Some cashback sites offer up to 100% return, while others offer a few pennies. Cashbacks are just like coupons, but money earned after the purchase is successfully tracked.

How do Cashback Websites Work?

To earn cashback, shop through a cashback website like Quidco instead of shopping directly through a store like Tesco. Your transaction will continue as normal, and the retailer will deliver the items to your door. In exchange for referring you to the retailer, the cashback site gets paid a commission by the online retailer.

They give you a fraction of that commission as ‘free money’ The amount can range from 1% to £100 of the total spent. The cashback site will send the cashback to your account. This may take around 7 to 10 working days.

Cashback from financial products and travel usually takes longer. It may take around one month to six months. The good news is you can track your cashback when you sign in. Once the money is in your cashback account, you can transfer it to your bank or PayPal account.

Most cashback sites do not have a minimum payout amount, but some sites do.

What are the Best Cashback Websites in the UK?

Here are the best cashback websites in the UK.

TopCashback

TopCashback is one of the most popular cashback sites in the UK. Founded in 2005, TopCashback offers up to 105% of what online retailers offer as commission. The extra 1% to 5% usually comes from advertising revenue and other services. Want to know how you can save online?

Head to TopCashback website. Sign up for a free TopCashback account by filling out the form. As a member, you can sign in and search for exclusive offers and the best deals. This includes cashback, seasonal sales and voucher codes from your favourite merchants.

Available retailers are BT, Argos, Sky Broadband, Tesco and 4,000 other retailers. From the navigation in your dashboard, click on specific categories for the best cashback deals. Click the ‘Get Cashback’ button, and the site will redirect you to the online retailer’s store.

To receive money back when purchasing in-store, choose TopCashback’s Groceries or Oncard services. When your cashback shows in your TopCashback account, you can choose a pay-out method to receive your funds. Available payment methods include PayPal, BACS transfer and 20+ gift cards.

TopCashback pays within 7 days.

Pros

  • Broad retail network
  • User friendly
  • Offers lots of earning opportunities

Cons

  • No signup bonus

My Money Pocket

Join My Money Pocket and save money. Thousands of UK customers save money when they buy from Amazon, Booking.com, ASOS and 4,500 other brands. My Money Pocket has over 5,000 offers from insurance & financial to fashion, food and drinks.

The average My Money Pocket member earns over £300 a year just for buying food, drinks, gadgets, groceries, fashion and more. When you take out a new broadband contract or phone, you can earn up to £80 in cashback.

To earn cashback, visit the My Money Pocket website, fill in the form with your details and click ‘Join’ Go to your favourite brand’s page and click the ‘Get Offer’ button. Shop food, drinks, fashion, electricals, travel, health & beauty, insurance and financial.

For example, you can earn up to £2.40 cashback on Uber Eats, 3.2% cashback on Etsy and £104 cashback on Policy Expert Home Insurance. When your cashback shows in your My Money Pocket as payable, you can withdraw it. Go to the paid section of your Money Pocket and follow the instructions. You can withdraw your cashback by BACS to your bank account.

Pros

  • Free to sign up
  • No hidden costs or deductions
  • Offers deals from reliable brands

Cons

  • Does not pay to PayPal account

Quidco

Shop from 4,500 brands and get up to £300 per year cashback at Quidco. As one of the UK’s leading cashback sites, Quidco has over 10 million members and paid over £1 billion in cashback.

The cashback site works with popular brands such as H&M, Booking.com. Argos, LEGO, Samsung, Expedia, Pandora, Boots, Uber Eats and more. Every time you shop from one of the brands above, Quidco rewards you with £20+ cashback.

Becoming a Quidco member is free. Head to the Quidco website, sign up by filling in your email and password. Click ‘Join Now for Free’ browse Quidco for huge discounts and great cashback rates. Click the ‘Get Cashback’ button, and the site will redirect you to the brand’s online store.

You’ll find deals such as 6% cashback at New Look, 8% cashback at Co-Op, 10% cashback at Hotter and 15% cashback at Groupon.

Quidco will reward you with cashback which you can cash out to your PayPal account, bank account or gift cards.

Pros

  • Offers multiple opportunities for cashback rewards
  • User friendly
  • Offers updated daily via mobile app

Cons

  • Has a limited number of in-store cashback offers

KidStart

Get money back on everything you buy via KidStart. Founded in 2008, KidStart is a free children’s savings club. It enables members to collect cash savings for their children when they shop at their favourite brands. KidStart works with over 2,300 brands such as Boots, Boden, Debenhams, Argos, eBay, Octopus Energy, Waitrose and others.

To build a nest egg for your kids, visit the KidStart website and fill out the form. It’s free to sign up. As a member, you can search for your favourite brands on KidStart and click to shop. Shop for groceries, household items, clothing, footwear, mobile, insurance and more.

When you click ‘Shop’ KidStart sends a unique code to the retailer. This allows the retailer to report purchases you make back to KidStart. The cashback site will prompt you via the KidStart Saving Prompt if the retailer is part of the program. If you pay with a card, the participating card partner notifies KidStart that you paid with the card.

KidStart can link to most JISA, savings accounts and Child Trust Fund accounts. The minimum deposit level is £10. To link a child’s CTF/JISA/savings account, click ‘Link a Savings Account’ under the Savings Tab in Manage Account. KidStart will pay out the savings to your savings account and email you about the pay-out. To make your child’s future bright, start saving with KidStart.

Pros

  • Allows you to save for your child’s brighter future
  • Works with over 2,300 brands
  • The site is easy to use

Cons

  • Has a £10 minimum pay-out

OhMyDosh

Sign up at OhMyDosh for free and start earning today. OhMyDosh is a cashback site where you can earn money by completing offers. The OhMyDosh could be anything from completing surveys to a free trial, lightning pay-out, shop and earn.

To make money, sign up at OhMyDosh, browse the categories or use the search function. This will help you find offers and deals suitable for you. If you find an offer you like, hit the green button and complete the offer.

A few brands you’ll find on OhMyDosh include Groupon, Graze, Sky, Hayu, Boohoo, Readly, M&S.

Once you complete an offer, it’ll change to pending. This takes less than 24 hours. In some cases, it can take up to 7 days. When OhMyDosh approves your offer, the reward is usually added to your balance. Once you reach £10, you can cash out. OhMyDosh pays directly to your PayPal or bank account. To make more money, complete more offers.

This service is available to UK residents only and over 18’s.

Pros

  • Offers sign up bonuses
  • Live chat support
  • Multiple withdrawal options

Cons

  • High minimum cash out rate

Boom25

Shop online and get cashback through Boom25. To get started, you need to open a free account. Sign up at Boom25 by filling in your name, email and password. Click ‘Join Free’ and you’ll be able to access your personalised dashboard.

Your dashboard offers access to all your shopping activity, details of your bonuses and winnings. Boom25 works with over 1,300 shops, including Iceland, Groupon, Studio, Boohoo and more. Choose from over 1,000 stores you love and shop as you normally would.

If you’re the 25th customer, you’re eligible to reclaim a full refund. You can withdraw your winnings straight to your PayPal account. Boom25 offers referral bonuses when you refer your friends. To refer your friends, log onto Boom25, copy the link and share it with your friends. Check your bonuses under the ‘My Bonus’ section of your Boom25 account.

Pros

  • Free to use
  • No hidden costs
  • Convenient payment option

Cons

  • Very low earning potential

Final Thoughts

If you’re wondering, are these cashback websites legit and safe to use? The answer is yes. As reliable platforms, they work with thousands of brands in the UK, providing you with terrific cashback offers and deals. While most cashback sites do not offer a signup bonus, you can redeem your cashback to your bank or PayPal account.