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The Best UK Refer a Friend Schemes – Earn Unlimited Rewards

Every month, businesses reward hundreds of thousands of people for recommending them to their friends. Companies offer a range of gifts – from gift cards to cashback. One of the main reasons why businesses have a refer-a-friend scheme is to get a slice of the market.

Research shows that customers referred through a referral program are four times more likely to make a purchase. They also have a 37% higher retention rate than other customers.

Want to make extra money referring businesses to family and friends?

In this guide, we’ve got over 40 refer-a-friend schemes for you.

Cashback Refer a Friend Schemes

Cashback sites pay you a cash reward when you shop through their referral link. Here are the top cashback schemes.


Put cashback in your wallet with Swagbucks. As one of the most popular rewards sites, Swagbucks rewards you with cash and gift cards for shopping online. You can make 200 to 500 Swagbuck points or SB for a few hours of work in a day. SB points translate to 1 cent each.

To join the refer a friend program, visit the Swagbucks website. Click the ‘Refer and Earn’ tab and select one of the three ways to invite family and friends.


Another popular rewards site is Quidco. Get £10 free cash when you join Quidco as a new customer with their referral link. To claim your sign up bonus, click ‘Get Deal’ and the site will redirect you to a referral page. Enter your name and email, create a password and click ‘Join Quidco Free’ Every time you refer a friend and they earn £5 cashback, you’ll receive a bonus.


Earn 50p + £5 for every friend you refer to OhMyDosh. To refer your family and friends, click the ‘Earn’ button, and the site will redirect you to your referral link. Share your OhMyDosh referral link via social media and email your family and friends.


Invite your family and friends to join TopCashback and earn money. Once they earn their first £10, you’ll receive up to £7.50 free cash. To start referring friends, join the TopCashback Tell-a-Friend scheme. It’s free!

TV and Phone Refer a Friend Schemes

Besides cashback sites, TV and Phone Refer a Friend Schemes also pay you for referring friends. Here are TV and Phone Refer a Friend Schemes for you to join.

Sky TV

Introduce a friend to Sky TV and make money. Sky TV offers vouchers or a prepaid Mastercard with a value of £75 and up to customers who introduce their friends.

To be eligible, your referrals need to subscribe to a Sky TV package. As long as your friends use the unique code sent to them and complete their order, you’ll receive your reward. Sky TV will reward you within 15 days when your referral services get installed.

BT Broadband

Refer a friend to BT Broadband, and you and your friend get a £50 Amazon UK Gift Card within 30 days. To invite your friends, enter your details, including the email you use for your BT Broadband account. BT Broadband will send you a special link that you can share with your family and friends. Your referrals must follow the unique link to register with BT and choose a broadband plan.


Refer your friends to EE Flex plans, and EE will reward you and your friend with a £10 Amazon UK Gift card. To start referring friends, you need to be an existing EE Flex plan customer. You’ll receive a unique link that you can share with your friends. Your friends must follow the unique link to order a free Flex Plan SIM and join a monthly plan.

Earn up to £40 when you refer your friends to For each successful referral, will pay you £25 for a new handset contract, £10 for a sim only contract and £5 for a handset only. To refer friends, visit the Mobiles website and click ‘Refer Now’ has a user-friendly dashboard where you can track all your referrals.


Invite friends to join GiffGaff and get £5 in Payback. Each time you refer a friend, GiffGaff rewards you with Payback points. Every month, GiffGaff will send you an email updating you on the Payback points you’ve earned.

Twice a year, you can convert your GiffGaff points to credit, cash or a donation to charity. GiffGaff pays in June and December. Remember, 1 Payback point equals £0.01.

Virgin Media

Refer a friend to Virgin Media, and both of you pocket up to £50 cashback. For Virgin Mobile, you can get up to £15 for a SIM-only referral and up to £50 for a mobile phone referral. Aklamio manages Virgin Media’s referral scheme. To get started, head here and sign in.


Three will pay you up to £80 cashback when you refer a friend. To qualify, your friend must order a Pay Monthly phone, Mobile Broadband or SIM Only. To refer your friends, go to Three website and select one of the Refer now options. Enter your email address, and Three will send you a unique link to share with friends on social media or email.


Refer a friend for Vodafone’s new Pay Monthly mobile contract and get rewarded. Vodafone will reward you with a £25 Amazon Gift card when you recommend family and friends to Vodafone Home Broadband. To refer friends, register at Vodafone for a unique link and share it with your friends.


Join Smarty’s refer-a-friend scheme, and you’ll both get a free month. To get your free month, visit the Smarty website, pick a plan, order your SIM and activate it. Invite as many friends as you like using your unique referral link. Besides a free month, you’ll receive a £10 account credit. If you refer 12 friends, Smarty will reward you with a whole year free.

Utilities Refer a Friend Schemes

Utility Warehouse

Refer your friends to Utility Warehouse and earn £50 towards your electricity bills. There is no limit to the number of friends or how much you can earn. To make money, chat with your friends and tell them about Utility Warehouse benefits.

If they want to learn more, share the details with your Utility Warehouse Partner.


Hive’s refer-a-friend program lets you share with your friends how you’re enjoying Hive products. Examples of Hive products are Hive View Outdoor, Hive Active Heating with Hub and Hive View Indoor. In turn, Hive will reward you with a free Hive Active light that you can control with your voice or via an app. Hive will also reward you with £30.

Ovo Energy

Refer your friends to Ovo Energy and get a £50 gift card. Your friends will save up to £153 a year and have a tree planted in their name each year when they switch to Ovo Energy. To get started, visit the Ovo Energy website, and click ‘Ready to Refer’ button.

Choose how you’d like to share with your friends, sign up and switch to Ovo. You can spend your reward at one of the following stores – John Lewis & Partners, Halfords, Sainsbury’s. B&Q and Amazon UK.

Scottish Power

Invite your friends to join Scottish Power and share up to £120 energy credit. As a Scottish Power customer, you can share your referral link with friends and when they switch to Scottish Power, you’ll receive a reward. Your referral must remain on supply for at least 28 days.


Refer your friend to bulb and you and your friend will both get £50 (of your friend switches both their gas and electricity) or £25 each if your friend only switches their electricity.

Octopus Energy

Refer your friend to Octopus Energy and you will you receive £50 credit on your account as soon as your friends switch is complete.

Banking Refer a Friend Schemes

Several banks and payment systems you love have a refer a friend scheme. You can make money recommending their services to your family and friends.

Refer your friends to easyMoney, and you both receive £50 directly to your investment accounts. It’s easy. Just send your referral link to your family and friends.

You can find the link in your ‘My Account’ section. You and your referrals must invest at least £1,000 for 12 months. To qualify for the reward, your referrals must sign up using your unique link. There is no limit to the number of people you can refer.

Capital One Card

As a Capital One Card customer, you’ll get rewarded for referring friends and family. The first step is to visit the Capital One Card refer-a-friend web page. Click ‘Sign In to Invite Friends’ get your personalized link, then send it to your friends and family. Capital One Card will credit your bonus in your account. You can also find your personalized link in the Capital One Card mobile app.


MoneyCorp offers international payment and foreign exchange services to individuals and businesses. Founded in 1979, they also deal in travel money. If you’ve friends who make international payments, refer them to MoneyCorp, and you’ll both receive £75. To qualify, both of you must send or exchange up to £2,500 within 3 months.

Metro Bank

Metro Bank is working in partnership with the Marketing Lounge Partnership to provide the refer-a-friend program. Launched in August 2020, the Metro Bank refer-a-friend scheme offers up to £50 for referring friends.

Your referrals must open a Metro Bank account using the Current Account Switch Service. Existing customers will also receive £50 for every friend that switches. To get started, register here.


If you refer a friend to Nutmeg and they invest, you’ll receive a reward voucher. Your friends must invest a minimum of £500 into a general, pension or ISA investment account.

When they invest, they will pay no Nutmeg management fees for 6 months. As a reward, Nutmeg will give you a gift voucher worth £100 from Amazon UK, John Lewis and Partners, Currys PC World or Deliveroo.

Your friends can invest a minimum of £500 into a Lifetime ISA or Junior ISA on behalf of their child. In turn, Nutmeg will reward you with a gift voucher worth £50.

Newcastle Building Society

Recommend a friend for Newcastle Building Society mortgage and receive £100 M&S vouchers for you and £50 for your referral. To refer your friends, just head here, fill in your details and pass to your friend to complete.

Hand in the form with the referrals mortgage application. Just so you know, the mortgage contract you and your referral enter is fully secured by a mortgage on the property.

Fidelity International

If you refer your friends who open a new Fidelity Stocks and Shares ISA with an initial sum of £5,000 or more online, you’ll both receive a £50 gift card. To receive your Amazon UK gift card, send the names and emails of your friends to Fidelity. You can also include a personal message.

Fidelity International will email them with a unique link to join Fidelity. As customers, your referrals will experience what Fidelity offers, such as investing tools.

Pension Bee

Earn £50 when you refer family and friends to Pension Bee. To get started, log in to your BeeHive account. Share your personalized referral link with your friends, and both of you will receive £50 when your referral transfers a pension. You can also download the Pension Bee mobile app and refer more friends.


Invite your friends to get a same day loan with Peachy to cover their short term emergency costs and earn £15 cash. For every friend you refer, Peachy will pay you directly to your bank account. If you refer 10 friends, you get £150. Visit Peachy refer-a-friend web page and click ‘Get my unique link’

Share the link with your referrals via email, social media and SMS. Your referrals must apply for a loan using your link.


Help spread the word about Plum and earn £5 for every 3 successful referrals. To refer your friends, download the Plum app, sign up and use the invite tab in the app. Plum is on a mission to make everyone’s financial lives better. By inviting your friends to join Plum, they can manage their money without lifting a finger.


PayPal offers a safer and secure way to send and receive money online. It supports online money transfers and major currencies. In the UK, you can refer a friend to PayPal and receive a reward. All you need to do is send 1p to your friends who don’t have a PayPal account.

When they sign up and link their bank card or account and spend £5 or more, you’ll receive £10.

Food and Drink Refer a Friend Schemes


As a HelloFresh customer, you’ll receive your unlimited HelloShare code. You can share these codes with your friends. On your referrals first HelloFresh box, he will receive a £20 discount.

HelloFresh will also add £20 credit to your account as a thank you. Just so you know, the option is not available indefinitely. You need to act quickly. To see HelloShare codes, visit the ‘Treat Friends’ tab on your HelloFresh account.

Mindful Chef

Mindful Chef will reward you with £10 credit to your account and 25% off four boxes when you refer a friend. To take advantage of this amazing offer, share your referral link. You can find your personalized link in your Mindful Chef account. You can also inform your friends to use your registered email in the voucher box at sign up.


SimplyCook is a subscription-based recipe service. It provides a monthly box containing four recipes and ingredient kits. Founded in 2014, it’s based in London and aims to change the way people cook. SimplyCook has a refer a friend program that provides you with a unique link.

Share the link with your friends via email, Whatsapp, Facebook and other messaging services. Your referrals will receive their first box for £1. If they sign up, you’ll receive a free box as a reward.


Spread the word about Gousto and receive a reward. To refer your friends, navigate to the Refer & Earn tab, share your referral link on Facebook, Twitter, LinkedIn and via email. When your friends receive their first month’s payroll free, you’ll receive your referral bonus 30 days after the free trial expires. Gousto will send the gift card via email. This promotion does not apply to closed accounts.

Your Coca-Cola

Refer your friend to Your Coca-Cola and your friend will get £5 off their first over £25 and you will receive £5 credit on your account.

Online Shopping Refer a Friend Schemes

Charlotte Tilbury

Refer your fabulous friends to Charlotte Tilbury and receive £20 off your next order, over £100. To share the good news about Charlotte Tilbury with your friends, head here and click ‘Give £20 Off’

Pretty Little Thing

When you refer friends to Pretty Little Thing, you’ll not receive gift cards, cash or vouchers. Pretty Little Thing gives you a chance to win £500, which you can spend at the store. For every friend you refer, you’ll gain an entry to the Pretty Little Thing exclusive competition.


Boohoo refer-a-friend program offers you a chance to introduce up to 50 friends as new customers. They will reward your referrals with a 30% discount when you do so, and you’ll receive a £5 credit to spend in-store or online.


If you refer your friends to Boden, they will receive £20 off their first order. For referring your friends and family, Boden will reward you with £10 off your next order.

Gifts Refer A Friend Schemes

Appleyard Flowers

Appleyard Flowers will reward you with a £10 credit when you refer a friend, and they purchase over £40 online. Your friend will also receive a £15 off referral credit, which they can redeem against their first purchase.

Bloom and Wild

Tell your friends about Bloom and Wild, and both of you’ll receive £10 credit. To spread the word about Bloom and Wild, head here, click ‘Spread the word’ You can refer as many friends as you like.


Refer your friend to Glossybox and they will get £5 off their first box and you will get £5 Glossy Credit.

Final Thoughts

We hope the refer-a-friend schemes above give you an idea of getting things cheaper and making money on the side. There is no limit to how many friends you can refer or how much you can earn. Just sign up and start your referring streak.